Saturday, 31 March 2012

A reply from CEO of J.P. Morgan to a pretty girl seeking a rich husband

A young and pretty lady posted this on a popular forum:

Title: What should I do to marry a rich guy?

I'm going to be honest of what I'm going to say here.

I'm 25 this year. I'm very pretty, have style and good taste. I wish to marry a guy with $500k annual salary or above.

You might say that I'm greedy, but an annual salary of $1M is considered only as middle class in New York.

My requirement is not high. Is there anyone in this forum who has an income of $500k annual salary? Are you all married?

I wanted to ask: what should I do to marry rich persons like you?

Among those I've dated, the richest is $250k annual income, and it seems that this is my upper limit.

If someone is going to move into high cost residential area on the west of New York City Garden(?), $250k annual income is not enough.

I'm here humbly to ask a few questions:
1) Where do most rich bachelors hang out? (Please list down the names and addresses of bars, restaurant, gym)
2) Which age group should I target?
3) Why most wives of the riches are only average-looking? I've met a few girls who don't have looks and are not interesting, but they are able to marry rich guys.

4) How do you decide who can be your wife, and who can only be your girlfriend? (my target now is to get married)

Ms. Pretty

A philosophical reply from CEO of J.P. Morgan:

Dear Ms. Pretty,
I have read your post with great interest. Guess there are lots of girls out there who have similar questions like yours. Please allow me to analyse your situation as a professional investor.

My annual income is more than $500k, which meets your requirement, so I hope everyone believes that I'm not wasting time here.

From the standpoint of a business person, it is a bad decision to marry you. The answer is very simple, so let me explain.

Put the details aside, what you're trying to do is an exchange of "beauty" and "money" : Person A provides beauty, and Person B pays for it, fair and square.

However, there's a deadly problem here, your beauty will fade, but my money will not be gone without any good reason. The fact is, my income might increase from year to year, but you can't be prettier year after year.

Hence from the viewpoint of economics, I am an appreciation asset, and you are a depreciation asset. It's not just normal depreciation, but exponential depreciation. If that is your only asset, your value will be much worse 10 years later.

By the terms we use in Wall Street, every trading has a position, dating with you is also a "trading position".
If the trade value dropped we will sell it and it is not a good idea to keep it for long term - same goes with the marriage that you wanted. It might be cruel to say this, but in order to make a wiser decision any assets with great depreciation value will be sold or "leased".

Anyone with over $500k annual income is not a fool; we would only date you, but will not marry you. I would advice that you forget looking for any clues to marry a rich guy. And by the way, you could make yourself to become a rich person with $500k annual income.This has better chance than finding a rich fool.

Hope this reply helps.

signed,
J.P. Morgan CEO

Friday, 3 February 2012

You are what you eat.

There is a believe saying that you are what you eat. Being slim and fit is everyone's dream. For most women even wish for eating all they want, without getting fat (that only happens if you're lucky enough to have the metabolic gene running like bullet train in your body).


For most of human history, people didn't have enough to eat, so fat was something you really needed to seek out. To avoid dying in a famine, the brain is wired to pick up on signs that calorie-rich foods are nearby, which helps explain why that piece of cake on the plate in front of you is so irresistible, or why seeing a sign for a doughnut shop draws you in even when you know you need to watch your diet.

That's rubbish! Temptation are always hard to resist, it never is easy. But, the thing is we can control how our mind works. It just whether or not we have the will power to SAY NO, thinking that giving in is always easiest things to do. There’s a little animal in all of us and maybe that’s something to celebrate. But what sets us apart from the animals is that we can think, feel, and dream - train your brain to crave for healthy foods.

The healthiest way to lose weight is neither crash diets nor bursts of exercises. Watching your diet is the best way to lose weight.


  • Do not eat when you  are not hungry! Boredom and depression can lead to a person to eating things that will lead to weight gain. If you are bored, try reading book, playing a sport, or talking to friends.
  • Drink at least 8 glasses of water a day It curbs hunger, makes you feel better and makes your skin glow!
  • Check food labels. Eat foods that are low in calories (anything below 200 is good) and carbohydrates. Although carbohydrates can help you think better and they fuel the nervous system and power fat metabolism. Eat foods that have vitamins and minerals in them. Protein, fiber, and iron are all good for you.
  • Eat your dinner earlier (in between 4:30 to 7:00) so that you can burn off some of the calories you consumed.
  • Drink real fruit juice not fruit drinks that are loaded with sugar and often contain only a small percentage of fruit juice. Freshly squeezed fruit juice is a better choice than bottled juice. The best choice is to eat a piece of fruit rather than drink the fruit juice. The whole fruit contains fiber which slows down your digestion.
  • Cut down on saturated fats and sugar. Eat your meals according to the food pyramid. The food pyramid gives you the balancing of nutrients needed by your body everyday.



Sunday, 29 January 2012

Dream BIG

It's funny because when you're a child, you believe you can be anything you want to be, go wherever you want to go. There are no limits. You expect the unexpected, you believe in magic. Then you grow older and that innocence is shattered. The reality of life gets in the way and you're hit by the realization that you can't be all you wanted to be, that you just might have to settle for a little bit less. Why do we stop believing in ourselves? why do we let the facts and figures and anything but dreams rule our lives?

Sometimes we just have to convince ourselves that nothing is impossible. It was there all the time. We just wasn't reaching out far enough, that's all. 'Nothing is impossible'. Not a bad statement to come from a keyboard of a cynic. But then again, perhaps some things just might be beyond our reach after all.

Thursday, 19 January 2012

4 more days and counting..


It's New Year again for the Chinese according to the lunar calendar. These are the traditional dishes that we keep up since centuries ago. On the night before our new year begins, nothing else matters other than reunion dinner before we legally tear down our calendar and begin the begin. In fact, who gets to determine when the old ends and the new begins? It’s not on the calendar, it’s not a birthday, it’s not a new year, it’s an event —big or small, something that changes us, ideally it gives us hope, a new way of living and looking at the world, letting go of old habits, old memories. What's important is that we never stop believing we can have a new beginning, but it's also important to remember amid all the crap are a few things really worth holding on to.

Can Your Dog Do This?




Jack Russell Terrier Shows Off Practical Skills. It is indeed adorable! Dogs need to be trained to have these skills. Feeling lonely? Not necessarily to be involve in relationship to make you happy, instead you can have pet as best friends. Surprise surprise, but sometimes they're able to comfort you more than a human does.

For more go to: http://www.huffingtonpost.com/2011/08/10/useful-dog-tricks-2-jesse-jack-russell-terrier-video_n_923105.html?ncid=edlinkusaolp00000003

Monday, 16 January 2012

No More Mr Nice Guy

Have you ever know anybody just too nice? It’s annoying. Then you realize it’s annoying that they reminds you of what you’re not, that you’ll never be as good as they are. And then you think, Why can’t I? And before you know it, that naive idiot you laughed at has made you a better person.

You blame me?


This happens. All the time! When I dont get a single thing what's the teacher teaching in class.