A reply from CEO of J.P. Morgan to a pretty girl seeking a rich husband

A young and pretty lady posted this on a popular forum:

Title: What should I do to marry a rich guy?

I'm going to be honest of what I'm going to say here.

I'm 25 this year. I'm very pretty, have style and good taste. I wish to marry a guy with $500k annual salary or above.

You might say that I'm greedy, but an annual salary of $1M is considered only as middle class in New York.

My requirement is not high. Is there anyone in this forum who has an income of $500k annual salary? Are you all married?

I wanted to ask: what should I do to marry rich persons like you?

Among those I've dated, the richest is $250k annual income, and it seems that this is my upper limit.

If someone is going to move into high cost residential area on the west of New York City Garden(?), $250k annual income is not enough.

I'm here humbly to ask a few questions:
1) Where do most rich bachelors hang out? (Please list down the names and addresses of bars, restaurant, gym)
2) Which age group should I target?
3) Why most wives of the riches are only average-looking? I've met a few girls who don't have looks and are not interesting, but they are able to marry rich guys.

4) How do you decide who can be your wife, and who can only be your girlfriend? (my target now is to get married)

Ms. Pretty

A philosophical reply from CEO of J.P. Morgan:

Dear Ms. Pretty,
I have read your post with great interest. Guess there are lots of girls out there who have similar questions like yours. Please allow me to analyse your situation as a professional investor.

My annual income is more than $500k, which meets your requirement, so I hope everyone believes that I'm not wasting time here.

From the standpoint of a business person, it is a bad decision to marry you. The answer is very simple, so let me explain.

Put the details aside, what you're trying to do is an exchange of "beauty" and "money" : Person A provides beauty, and Person B pays for it, fair and square.

However, there's a deadly problem here, your beauty will fade, but my money will not be gone without any good reason. The fact is, my income might increase from year to year, but you can't be prettier year after year.

Hence from the viewpoint of economics, I am an appreciation asset, and you are a depreciation asset. It's not just normal depreciation, but exponential depreciation. If that is your only asset, your value will be much worse 10 years later.

By the terms we use in Wall Street, every trading has a position, dating with you is also a "trading position".
If the trade value dropped we will sell it and it is not a good idea to keep it for long term - same goes with the marriage that you wanted. It might be cruel to say this, but in order to make a wiser decision any assets with great depreciation value will be sold or "leased".

Anyone with over $500k annual income is not a fool; we would only date you, but will not marry you. I would advice that you forget looking for any clues to marry a rich guy. And by the way, you could make yourself to become a rich person with $500k annual income.This has better chance than finding a rich fool.

Hope this reply helps.

signed,
J.P. Morgan CEO

You are what you eat.

There is a believe saying that you are what you eat. Being slim and fit is everyone's dream. For most women even wish for eating all they want, without getting fat (that only happens if you're lucky enough to have the metabolic gene running like bullet train in your body).


For most of human history, people didn't have enough to eat, so fat was something you really needed to seek out. To avoid dying in a famine, the brain is wired to pick up on signs that calorie-rich foods are nearby, which helps explain why that piece of cake on the plate in front of you is so irresistible, or why seeing a sign for a doughnut shop draws you in even when you know you need to watch your diet.

That's rubbish! Temptation are always hard to resist, it never is easy. But, the thing is we can control how our mind works. It just whether or not we have the will power to SAY NO, thinking that giving in is always easiest things to do. There’s a little animal in all of us and maybe that’s something to celebrate. But what sets us apart from the animals is that we can think, feel, and dream - train your brain to crave for healthy foods.

The healthiest way to lose weight is neither crash diets nor bursts of exercises. Watching your diet is the best way to lose weight.

• Do not eat when you  are not hungry! Boredom and depression can lead to a person to eating things that will lead to weight gain. If you are bored, try reading book, playing a sport, or talking to friends.
• Drink at least 8 glasses of water a day It curbs hunger, makes you feel better and makes your skin glow!
• Check food labels. Eat foods that are low in calories (anything below 200 is good) and carbohydrates. Although carbohydrates can help you think better and they fuel the nervous system and power fat metabolism. Eat foods that have vitamins and minerals in them. Protein, fiber, and iron are all good for you.
• Eat your dinner earlier (in between 4:30 to 7:00) so that you can burn off some of the calories you consumed.
• Drink real fruit juice not fruit drinks that are loaded with sugar and often contain only a small percentage of fruit juice. Freshly squeezed fruit juice is a better choice than bottled juice. The best choice is to eat a piece of fruit rather than drink the fruit juice. The whole fruit contains fiber which slows down your digestion.
• Cut down on saturated fats and sugar. Eat your meals according to the food pyramid. The food pyramid gives you the balancing of nutrients needed by your body everyday.

Dream BIG

It's funny because when you're a child, you believe you can be anything you want to be, go wherever you want to go. There are no limits. You expect the unexpected, you believe in magic. Then you grow older and that innocence is shattered. The reality of life gets in the way and you're hit by the realization that you can't be all you wanted to be, that you just might have to settle for a little bit less. Why do we stop believing in ourselves? why do we let the facts and figures and anything but dreams rule our lives?

Sometimes we just have to convince ourselves that nothing is impossible. It was there all the time. We just wasn't reaching out far enough, that's all. 'Nothing is impossible'. Not a bad statement to come from a keyboard of a cynic. But then again, perhaps some things just might be beyond our reach after all.

4 more days and counting..

It's New Year again for the Chinese according to the lunar calendar. These are the traditional dishes that we keep up since centuries ago. On the night before our new year begins, nothing else matters other than reunion dinner before we legally tear down our calendar and begin the begin. In fact, who gets to determine when the old ends and the new begins? It’s not on the calendar, it’s not a birthday, it’s not a new year, it’s an event —big or small, something that changes us, ideally it gives us hope, a new way of living and looking at the world, letting go of old habits, old memories. What's important is that we never stop believing we can have a new beginning, but it's also important to remember amid all the crap are a few things really worth holding on to.

Can Your Dog Do This?

Jack Russell Terrier Shows Off Practical Skills. It is indeed adorable! Dogs need to be trained to have these skills. Feeling lonely? Not necessarily to be involve in relationship to make you happy, instead you can have pet as best friends. Surprise surprise, but sometimes they're able to comfort you more than a human does.

For more go to: http://www.huffingtonpost.com/2011/08/10/useful-dog-tricks-2-jesse-jack-russell-terrier-video_n_923105.html?ncid=edlinkusaolp00000003

No More Mr Nice Guy

Have you ever know anybody just too nice? It’s annoying. Then you realize it’s annoying that they reminds you of what you’re not, that you’ll never be as good as they are. And then you think, Why can’t I? And before you know it, that naive idiot you laughed at has made you a better person.

You blame me?

This happens. All the time! When I dont get a single thing what's the teacher teaching in class.

The big bad wolf's humanity dimmer switch

In one of my favorite "Vampire Diaries" moments ever, Klaus and Caroline made an intense connection in The ties that binds episode after Tyler bit her and she needed Klaus's blood to survive.

In terms of his relationship with Caroline, there's an appeal to Klaus about being a sort of role model. There's a sort of appeal in the idea of being a mentor, after being alive a thousand years. He wants to let her know the great things about being a vampire. There's all this art and music and culture that you can expose yourself to, and be a part of. It's not all just killing.

At this point, it's indeed a shocker for all of us. We don't really see much of Klaus softer side other than the night he was being confronted by his father, Mikael. This time he literally just saved someone he planned to destroy. It is the humanity dimmer switch or the manipulative softer side? We don't know. Guess we'll just have to wait for the next episode for more intense action and who knows more surprise. This show will never fail to surprise us with their new element.

This is the moment that almost made my tears. So thoughtful and human of the big bad wolf.

"I could let you die if that's what you want, if you believe your existence has no meaning. I thought about it myself, once or twice over centuries, truth be told. But I'll let you in on a little secret. There's a whole world out there waiting for you, great cities and art and music. Genuine beauty. And you can all of it. You can have a thousand more birthday. All you have to do is ask. Happy Birthday, Caroline."

-Klaus- (The Vampire Diaries)

Social Media Revolution

We have to keep reinventing ourselves almost every minute because the world can change in an instant, and there's no time for looking back. Sometimes the changes are forced on us, sometimes they happen by accident, and we make the most of them. We have to constantly come up with new ways to fix ourselves. So we change, we adapt, we create new versions of ourselves. We just need to be sure that this one is an improvement over the last.

We are a lot closer than we think.Wow!

Once, a wise man said..

Woman asks: If I sleep with 3 men, everyone calls me a slut. But when a man sleeps with 8 girls, everyone calls him a real man. How come?

Confucius say: It's very simple. When one lock can be opened by 3 different keys, it's a bad lock. But when one key can open 8 different locks, we call it a master key

iWalk - Must have been a blonde

Imagine having a girlfriend like this. HAHAHA!

How did the word “FUCK” come from?

In life we are taught that there are seven deadly sins. We all know the big ones... gluttony, pride, lust. But the thing you don't hear much about is anger. Maybe it's because we think anger is not that dangerous, that you can control it. My point is, maybe we don't give anger enough credit. Maybe it can be a lot more dangerous than we think. After all, when it comes to destructive behavior, it did make the top seven.

It's norm for a person to curse F.U.C.K when we're all rage up. We couldn't possibly control our anger wisely all the time. Some even uses the word daily, just for the swag of it. I personally find that really stupid. Why curse for nothing? Showing your anger doesn't mean you're wiser, or powerful that people might bow down to you. Instead that unworthy action just reveal how shallow you are. But do we actually know what does FUCK means or originated from?

Long time ago in England, a couple could not have a sex without a written permission from the king (Except if she/he was a member of the royal family). So if someone wanted to have babies, they will go to the king to ask for a written permission. The king then gave a kind of pass card that must be hung on the bedroom door when they had a sex. The card read “F.U.C.K.” (Fornification Under Consent of the King).

So what makes anger different from the six other deadly sins? It's pretty simple really, you give into a sin like envy or pride and you only hurt yourself. Try lust or coveting and you'll only hurt yourself and one or two others. But anger, anger is the worst... the mother of all sins... Not only can anger drive you over the edge, when it does you can take an awful lot of people with you.

Underneath Your Love

You have to open your heart to see the true beautiful things. That's how you can begin to experience how wonderful life is. A life live with love, is a life lived. And you can start by loving yourself first. Remember a love story should never have a happy ending. Because the real love stories never ends.

This is so heartwarming. ;)

Where the Rainbows Ends

"I know it’s hard for other people to understand what he’s like. As you see is an overprotective paranoid mess, but, God, does that make me feel safe and wanted. And his stupidity makes me laugh! We have a long way to go to being perfect couple. We certainly don’t live the fairy-tale marriage, he doesn’t shower me with rose petals and fly me to Paris on weekends, but when I get my hair cut, he notices. When I dress up to go out at night, he compliments me. When I cry, he wipes my tears. When I feel lonely, he makes me feel lived. And who needs Paris, when you can get a hug?"

-Rosie Dunne-

Fork Or Chopsticks?

Growing up in a family where you can only find chopsticks on dinning table and no forks. It has been compulsory for us to know how to use a pair of chopsticks table the proper way.

I’ve been taught how to hold a pair of chopsticks-the proper way when I was in lower secondary. What my dad told me was, as a Chinese we must know how to hold the chopsticks the proper way and not as long as you can pick up any food and stuff in your mouth. Part of tradition it seems-not to embarrass our ancestor and all the long-great grandmother stories that he claims.

But today, due all the history he told me, I know how to hold a chopsticks the proper way. Thanks to him that I learn. It’s not something that only certain people can do-it’s just a skill that anybody can learn.

Well, here’s link for some guidance : http://www.ehow.com/how_5322986_hold-chopsticks-proper-easy-way.html

If you hold them the proper way, then you supposedly can hold an egg with the chopsticks.

Or...

Have fun! ;)

Queen of My Heart

Happy Blessed Birthday, Mama!

I'm so blessed that I have the coolest mom in the world!

For the past 22 years of agony, I thank you for bringing me to this wonderful world. Thank you for being there during my ups and down. Thank you for every single thing you've sacrifice and done for me. You make the impossible, possible. Being a mom is the most noble responsibility one can ever bear. I owe you big time. In honor of your big 4-8, I will try my very best not to spend so much and do as much housework. Tehee! ;)

This suppose to be moving icon. Access here

Nothing trumps the love for my mom! Xo.

Green Love

Love makes you stupid, Just like wars, famine, the BP oil spill, we have the attention spans of a mosquito, and we don’t remember what made us unhappy in history. It may be harder the second time around by virtue of the fact that you already know what it feels like for this to happen to you. When you’re in love for the first time it’s the most unbelievable feeling, and the second time you get your heart broken you become a little more guarded. You become a little more sensible about how you throw your emotions around. But here’s the kicker, you do it again, and you do it again, and you do it again.

Pasar Malam, I miss you.

E: Hey, where did you get those flip-flops from?

N: Eh? These? Back home. From Malaysia.

E: Is it a local brand? Where did you get it from? A mall back home?

N: Errr. Yeah. From a mall. It's called Pasar Malam.

E: Hmmmm...funny name. Is it big?

N: It is pretty massive, some of it.

E: Some of it?

N: Yeah. I mean, it's a really huge corporation, this Pasar Malam. Way bigger than your network of Asdas and Sainbury's combined. We have Pasar Malams all across the nation. Every single state, city, town, village will have it. Some places have bigger ones that others, that's all.

E: Wow. Incredible. To think that a place like Malaysia will have a franchise that big! Malaysians buy lotsa slippers and shoes huh?

N: Huh? Nono! They don't just sell footwear man. They sell heaps of other things. Depends which branch you go to. Most will sell amongst many other things: fresh produce, fish vege meat you name it. Good food, cooked. Local food hot and cold, Japanese, western. Drinks. Ummm...fruits. Clothes. Cookware. Furniture sometimes. Ummm...the latest DVDs at amazing prices. Sometimes, really rare though, but sometimes, they stock...ummmm....really really cheap LVs, Guccis and Pradas. Everybody goes there. There's bound to be something for everybody. It's indiscriminate.

E: What?!?! Who owns it? He must be rich!

N: Nah. It's not a him.

E: A her?

N: It's....sorta owned by the public.

E: It's...public listed?
 

N: Ummm...sort of. Everybody owns it.

E: How much is each share worth then?

N: A heart big enough to love everybody, I guess?

Begin the Begin

Fresh starts thanks to the calendar they happen every year —just set your watch to January, our reward for surviving the holiday season is a new year. Bringing on the great tradition of new years resolutions, put your past behind you and start over.

New year resolutions? Well, I had a few. Quit cursing, quit being a big bully, quit being a jackass..bla bla bla. Honestly, it’s hard to resist the chance of a new beginning, a chance to put the problems of last year to bed. This totally represents all of us whom lack of will power to hold on to our resolutions. Easier said than done.

Dream Out Loud

You know just that kind of thoughts I have in mind, to run your own business a gourmet bakery and sandwich shop where you bake your own pastries-the shop lot located at the junction of the street. Then if it runs long enough and more demand, the little bakery shop will be expand into a catering business or a restaurant. Even this! Operating a stall in a really cool place. Of course this would not be in local, but it's just my desire to travel around. That’s the dream. I am living the dream. And I’m over the moon about it or I would be. I took up the course I’m doing right now for a reason. It’s not just because job wide job scope or whatsoever, but its the dream I’m dreaming. It just can be as real as in the fantasy.

Treasure Yourself

Rosie Huntington-Whiteley, Adriana Lima and Alessandra Ambrosio with and without make up.

Also without: Their hair professionally done, professional lighting, shadows and angles and the ever present usage of professional digital editing software such as Photoshop.

And guess what…they look normal. Just like any other woman. Unless you get all of the above mentioned perks too, it’s not fair to compare yourself to manipulated photographs of normal looking women.

Use your eyes and see that what you’re killing yourself to look like is fake and manufactured beauty. Those women look just fine without all of the bullshit they do to make them deemed socially sexy… and so do you.

The #104 rule of a lady

Never do something permanently stupid just because you are temporarily upset.

Long Day Out

Chocolate with Hazelnut, Macadamia, Cookies and Cream, & Dark Chocolate. D-best traditional Italian ice cream from Gelatomio. Absolutely delectable! It make sure you crave for more! ;)

Back

Get up early in the morning for class just trying to remember my long-lost-blogger password and I'm doomed! Clearly, I anticipated this long time ago when I assigned for multiple account with different passcode for different purpose.

It has been long time since I blogged. Before, I used blogging to vent. Now that I have Twitter account and Tumblr account, I abandon blogging for quite some time. Also, I ditch blogging because when I blog I get really emotional hardcore about what is going on with myself that I sulk and blog. It's kinda anti-social. That serve my purpose for blogging.

This time, I reopen a new blog just for thee sake of my IT assignment purpose. Hopefully it'll turn out to be useful =)

Duchess of Cambridge turns 3-0

Kate Middleton turns 30 today! The Duchess of Cambridge is definitely a modern royal. She lived with her prince before they got married and was the first royal bride with a university degree, as well as the oldest to walk down the aisle. Those are just a few of the reasons we love her - with her active lifestyle, relatable fashion sense, and ability to let loose, Kate gives us many reasons to. In honor of ther big 3-0, here are 30 reasons we can't get enough of Kate Middleton!

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